Retirement/Real Estate

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Ozark County is one of the fastest growing counties in the Ozarks, with retirement the largest reason people migrate here. Folks from all over are buying and building homes to help make Ozark County a diverse and interesting place to enjoy retirement life. Excellent financial institutions coupled with many real estate companies offer a variety of opportunities to find and buy your dream property.

Real Estate – It’s still a bargain by Dan Morrison,┬áPark Place Realty

In this new century and new millennium, Ozark County remains one of the most popular places in the country for pure and simple enjoyment, real estate investing, hunting, fishing and recreating.

The “real Ozarks” and all the serenity and natural beauty of our rolling hills, valleys, mountains, streams, rivers, lakes, woods and pastures is very pleasing to those who come to our area, as well as to those of us who live here.

It always amazes me to see how many good folks from every state in the United States seem to find out what a great place our Ozark County is to live – whether they are planning early retirement here or bringing the whole family to enjoy a simpler way of life away from the congestion of a big city.

Ozark County, once primarily an area that attracted vacationers, has become an exclusive retirement area and family home to those wishing to escape the crime, congestion, harsh pressures and severe weather of big cities.

Folks that five-to-ten years ago would have chosen our neighbor city to the south, Mountain Home, Ark., are now choosing southern Missouri over northern Arkansas. Even Arkansas natives have been looking for and purchasing residences or land on which to build in our area. It’s obvious to most that one can still get more “real estate” for your buying dollar in and around the Gainesville area.

To give potential real estate purchasers a general idea of the still very reasonable Ozarks real estate price ranges, as well as a description of some of the different categories of real estate, here are some generalities (with general price ranges):

  • Acreage — vacant lot (land only)
  • Wooded acreage – $400 to $800 per acre.
  • Open and improved acreage – $700 to $1,000 per acre.
  • River and lake acreage – $1,500 to $5,500 per acre, depending on size, view, terrain, and access.
  • Building sites – (price ranges based on the assumption of a small acreage). There is quite a variance in this category; however, two-to-five-acre building sites/tracts without well, septic, with access to electricity, will generally range from $12,000 to $20,000. Two-to-five-acre building sites/tracts, with well, septic and electricity on site generally ranges from $16,000 to $28,000. Similar properties, with or without amenities as applied to these tracts with a good lake or river view generally range from $19,500 to $42,500.

Residential Real Estate
(Estimated as if home were on small acreage or lot)

This is a very big category and includes a variety of types of residential structures: lake area homes, log homes, wood frame homes, brick homes, berm homes, cabins, cottages, farm houses, chalet-style homes, ranch-style homes, modular/mobile homes, etc.

  • Retirement homes/second homes (small-to-medium in size) – $55,000 to $110,000.
  • Luxury homes (medium-to-large in size with uniqueness as to location, view, architectural design, custom amenities, etc.) – $135,000 to $250,000.
  • Fixer-upper farm houses (small-to-medium in size, usually with a barn or some other outbuilding{s}) – $60,000 to $100,000. Rental homes (includes homes “in town” or in fairly close proximity to town) – $45,000 to $70,000.
  • New construction (never been lived in – includes primarily “conventional” types of homes) – $79,000 to $149,000. Note: There are always a certain number of folks hiring local contractors to construct their new home to specifications of plans/blueprints that they (the folks moving to our area) have worked on with their families for many years prior to their actually move to the Ozarks, solidifying their desire to create their own idea of an efficient mode of living in the Ozarks.
  • Remodeled homes (medium-to-older homes on original homestead sites, which have been updated to reflect a lot of the structural and superficial desires of people moving to our area, without disturbing the character of the original home site {e.g. mature trees and landscaping, outbuildings, etc.}) – $70,000 to $150,000.
  • Mobile homes/modular (in good availability on individual sites; also a good number of both in-town and rural mobile home parks/modular sites.) $39,000 to $80,000.

Farms and Ranches

  • Gentlemen farms/ranches (Also known as “hobby farms,” these are farms or ranches usually with small to medium-sized acreages that are not dependent or not totally dependent on agriculture or commercial operation for survival. This seems to be an extremely popular category of real estate for entrepreneurs or hobbyists.) – $150,000 to $325,000.
  • For profit farms/ranches (“for profit” operations, such as dairy farms, cattle farms, horse ranches, exotic animal farms, game farms, etc., usually with large tracts of land, primarily pasture. There is quite a variance in this category of real estate for a variety of reasons.) – $175,000 to $1.9 million.

Commercial Businesses

  • Owner operator businesses (These are very popular and very needed in our Ozarks. While a few are seasonal businesses, most are year-round. This category may include motels, resorts, convenience stores, RV parks, bait/tackle stores, restaurants, sporting goods stores, clothing stores, antique shops, beauty shops, flower/card shops, etc. There are many opportunities for innovative “self-starters”. Established owner/operator businesses do go up for sale occasionally, ranging from small businesses without any real estate up to “big” businesses with real estate, furniture, fixtures and equipment. – $25,000 to $1.5 million.

Financing Your Piece of the Ozarks

Our area has good access to a variety of types of real estate loans. Locally owned bank, savings bank, FHA or VA and Farm Credit Services supply both short term and long term financing.

You’ll Never Want to Leave

There are many ways to find peace, solitude and contentment in our southern Missouri Ozarks, and there is property available in most all real estate categories mentioned above. Ozark County has several real estate agencies who will be happy to assist you in facilitating your real estate purchase here in the Ozarks. Good conservation practices by those that are here now and those moving to our Ozarks is absolutely of the utmost importance for all our futures. By purchasing here in the Ozarks, you will realize very soon that you are not only making a great real estate investment, but you can live out the dreams of a life time, enjoy low taxes, a pristine pollution-free environment and wake up every day to the natural wholesome beauty of the Ozarks. And once you arrive, you’ll never want to leave!